/* Selbst gehostete Schriften (DSGVO-konform: keine Google-Server, kein IP-Transfer) */
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url('/fonts/inter-400.woff2') format('woff2');}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url('/fonts/inter-500.woff2') format('woff2');}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url('/fonts/inter-600.woff2') format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url('/fonts/poppins-600.woff2') format('woff2');}
@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url('/fonts/poppins-700.woff2') format('woff2');}

/* =============================================================================
   SK-Finanzberatung - Globales Stylesheet (mobile-first, ohne Framework)
   Design-Tokens als CSS-Variablen, dann Komponenten von oben nach unten.
   ============================================================================= */

/* ---------- Design-Tokens ---------- */
:root {
  --navy: #0a1a5c;
  --navy-700: #0a1a5c;
  --navy-600: #13257a;
  --navy-800: #071344;
  --accent: #0066cc;
  --accent-dark: #0052a3;
  /* Gold-Akzent fuer CTAs (statt Orange) */
  --cta: #c8a24b;
  --cta-dark: #ab8836;
  --cta-ink: #0a1a5c; /* Textfarbe auf Gold (Navy) fuer Kontrast */
  --gold-hover: #f0b429; /* Goldgelb fuer Menue-Hover */
  --ink: #333333;
  --ink-heading: #000000;
  --ink-muted: #5b6470;
  --surface: #ffffff;
  --surface-muted: #f5f5f5;
  --line: #e4e7ef;

  /* Gold-Akzent für Feature-Icons (Medaillon + Symbol) */
  --icon-bg: #f7efd8;
  --icon-fg: #a07f2b;

  --font-heading: "Poppins", system-ui, -apple-system, sans-serif;
  --font-body: "Inter", system-ui, -apple-system, sans-serif;

  --container: 1200px;
  --container-narrow: 760px;
  --radius: 14px;
  --radius-lg: 20px;
  --shadow-card: 0 4px 20px -4px rgba(10, 26, 92, 0.12);
  --shadow-hover: 0 12px 32px -6px rgba(10, 26, 92, 0.22);
  --gap: clamp(1rem, 3vw, 2rem);
  --section-y: clamp(3rem, 7vw, 5.5rem);
}

/* ---------- Bereichs-Themes (4-Bereich-Architektur) ----------
   Jeder Bereich überschreibt nur die Marken-Tokens; das Layout bleibt gleich.
   data-brand wird im <html> gesetzt (siehe layout.mjs / brands.mjs). */

/* Bereich Finanzwaschbär — warm, verspielt, Maskottchen-Braun */
[data-brand="finanzwaschbaer"] {
  --navy: #0a1a5c;
  --navy-700: #0a1a5c;
  --navy-600: #16307f;
  --navy-800: #061242;
  --accent: #0066cc;
  --accent-dark: #0052a3;
  --cta: #e8a33d;
  --cta-dark: #cf8b2a;
  --cta-ink: #1a1303;
  --gold-hover: #f4b860;
  --shadow-card: 0 4px 20px -4px rgba(10, 26, 92, 0.16);
  --shadow-hover: 0 12px 32px -6px rgba(10, 26, 92, 0.26);
}

/* Bereich Renditerevier — Polizei, Tactical Nightshift */
[data-brand="renditerevier"] {
  --navy: #0a1422;
  --navy-700: #0a1422;
  --navy-600: #15233a;
  --navy-800: #060d18;
  --accent: #1c6dd0;
  --accent-dark: #155bb0;
  --cta: #f2c200;
  --cta-dark: #d4a900;
  --cta-ink: #0a1422;
  --gold-hover: #ffd633;
  --shadow-card: 0 4px 20px -4px rgba(10, 20, 34, 0.3);
  --shadow-hover: 0 12px 32px -6px rgba(10, 20, 34, 0.45);
}

/* Bereich Akten & Anlagen — öffentlicher Dienst, Bold-Editorial civic */
[data-brand="aktenundanlagen"] {
  --navy: #25303a;
  --navy-700: #25303a;
  --navy-600: #33424f;
  --navy-800: #1a2026;
  --accent: #0e5c57;
  --accent-dark: #0a4642;
  --cta: #e8a33d;
  --cta-dark: #cf8b2a;
  --cta-ink: #1a2026;
  --gold-hover: #f4b860;
  --surface-muted: #f5f2ec;
  --shadow-card: 0 4px 20px -4px rgba(37, 48, 58, 0.18);
  --shadow-hover: 0 12px 32px -6px rgba(37, 48, 58, 0.28);
}

/* ---------- Reset / Basics ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--surface);
  -webkit-font-smoothing: antialiased;
}
h1,
h2,
h3,
h4 {
  font-family: var(--font-heading);
  color: var(--ink-heading);
  line-height: 1.15;
  margin: 0 0 0.5em;
}
h1 {
  font-size: clamp(2rem, 5vw, 3rem);
}
h2 {
  font-size: clamp(1.6rem, 4vw, 2.25rem);
}
h3 {
  font-size: clamp(1.25rem, 3vw, 1.6rem);
}
p {
  margin: 0 0 1rem;
}
a {
  color: var(--accent);
  text-decoration: none;
}
a:hover {
  text-decoration: underline;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
ul {
  margin: 0;
  padding: 0;
  list-style: none;
}
:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
  border-radius: 4px;
}

/* ---------- Layout-Helfer ---------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding-inline: clamp(1rem, 4vw, 2rem);
}
.container--narrow {
  max-width: var(--container-narrow);
}
.section {
  padding-block: var(--section-y);
}
.section--muted {
  background: var(--surface-muted);
}
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 0.75rem 1rem;
  z-index: 200;
}
.skip-link:focus {
  left: 0;
}

.eyebrow {
  font-family: var(--font-heading);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.8rem;
  color: var(--accent);
  margin: 0 0 0.5rem;
}
.eyebrow--light {
  color: #9db8ff;
}
.section-head {
  margin-bottom: clamp(1.5rem, 4vw, 2.5rem);
}
.section-head--center {
  text-align: center;
  margin-inline: auto;
  max-width: 720px;
}
.section-head__sub {
  color: var(--ink-muted);
  font-size: 1.08rem;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 1rem;
  padding: 0.85rem 1.4rem;
  border-radius: 999px;
  border: 2px solid transparent;
  cursor: pointer;
  transition:
    transform 0.15s ease,
    box-shadow 0.15s ease,
    background 0.15s ease;
  text-decoration: none;
  line-height: 1;
}
.btn:hover {
  text-decoration: none;
  transform: translateY(-2px);
}
.btn--lg {
  padding: 1.05rem 1.8rem;
  font-size: 1.08rem;
}
.btn--cta {
  background: var(--cta);
  color: var(--cta-ink);
  box-shadow: 0 6px 18px -4px rgba(200, 162, 75, 0.55);
}
.btn--cta:hover {
  background: var(--cta-dark);
  color: #fff;
}
.btn--primary {
  background: var(--accent);
  color: #fff;
}
.btn--primary:hover {
  background: var(--accent-dark);
  color: #fff;
}
.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn--outline:hover {
  background: var(--navy);
  color: #fff;
}
.btn--ghost {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  border-color: rgba(255, 255, 255, 0.4);
}
.btn--ghost:hover {
  background: rgba(255, 255, 255, 0.22);
  color: #fff;
}

/* ---------- Header / Navigation ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  color: #fff;
}
.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 68px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.15rem;
}
.brand:hover {
  text-decoration: none;
}
.brand__logo {
  width: 40px;
  height: 40px;
  object-fit: contain;
}
.nav-toggle {
  display: inline-flex;
  background: none;
  border: 0;
  color: #fff;
  cursor: pointer;
  padding: 0.4rem;
}
.nav-toggle__close {
  display: none;
}
.nav-toggle[aria-expanded="true"] .nav-toggle__open {
  display: none;
}
.nav-toggle[aria-expanded="true"] .nav-toggle__close {
  display: inline;
}
.nav {
  position: fixed;
  inset: 68px 0 auto 0;
  background: var(--navy-800);
  flex-direction: column;
  padding: 1rem clamp(1rem, 4vw, 2rem) 1.5rem;
  gap: 1rem;
  display: none;
}
.nav.is-open {
  display: flex;
}
.nav__list {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}
.nav__link {
  display: block;
  color: #e7ecfb;
  font-weight: 500;
  padding: 0.7rem 0.25rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.nav__link:hover,
.nav__link:focus-visible,
.nav__link[aria-current="page"] {
  color: var(--gold-hover);
  text-decoration: none;
}
.nav__cta {
  align-self: flex-start;
}

@media (min-width: 920px) {
  .nav-toggle {
    display: none;
  }
  .nav {
    position: static;
    display: flex;
    flex-direction: row;
    align-items: center;
    background: none;
    padding: 0;
    gap: 1.5rem;
  }
  .nav__list {
    flex-direction: row;
    gap: 1.25rem;
  }
  .nav__link {
    border: 0;
    padding: 0.4rem 0;
  }
}

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(1200px 500px at 80% -10%, #16307f 0%, transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
  color: #fff;
  padding-block: clamp(2.5rem, 6vw, 4.5rem);
}
.hero__inner {
  display: grid;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: center;
}
.hero__title {
  color: #fff;
  font-size: clamp(2.1rem, 5.5vw, 3.2rem);
  margin-bottom: 0.6rem;
}
.hero__sub {
  font-size: 1.15rem;
  color: #d7def5;
  max-width: 38ch;
}
.hero__actions {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
  margin: 1.75rem 0;
}
.pillar {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  text-align: center;
  padding: 1.1rem 0.75rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius);
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  transition:
    background 0.15s ease,
    transform 0.15s ease;
}
.pillar:hover {
  background: rgba(255, 255, 255, 0.16);
  text-decoration: none;
  transform: translateY(-2px);
}
.pillar svg {
  color: var(--cta);
}
.hero__media {
  display: flex;
  justify-content: center;
}
.hero__mascot {
  width: min(360px, 80%);
  height: auto;
  filter: drop-shadow(0 20px 40px rgba(0, 0, 0, 0.35));
}

@media (min-width: 820px) {
  .hero__inner {
    grid-template-columns: 1.15fr 0.85fr;
  }
  .hero__actions {
    grid-template-columns: repeat(4, 1fr);
  }
}

/* ---------- Trust-Badges ---------- */
.trust-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.25rem;
  align-items: center;
  font-size: 0.92rem;
}
.trust-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: #e7ecfb;
}
.hero .trust-badge {
  color: #e7ecfb;
}
.trust-badge:hover {
  text-decoration: none;
}
.stars {
  display: inline-flex;
  gap: 1px;
  color: #cbd3e8;
}
.star--on {
  color: #ffc107;
}

/* ---------- Cards / Grids ---------- */
.grid {
  display: grid;
  gap: var(--gap);
}
.grid--cards {
  grid-template-columns: 1fr;
}
.grid--guides {
  grid-template-columns: 1fr;
}
.grid--usp {
  grid-template-columns: 1fr;
}
.grid--testimonials {
  grid-template-columns: 1fr;
}
@media (min-width: 640px) {
  .grid--cards,
  .grid--guides {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid--testimonials {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (min-width: 980px) {
  .grid--cards {
    grid-template-columns: repeat(3, 1fr);
  }
  .grid--usp {
    grid-template-columns: repeat(3, 1fr);
  }
  .grid--testimonials {
    grid-template-columns: repeat(3, 1fr);
  }
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-card);
  transition:
    transform 0.18s ease,
    box-shadow 0.18s ease;
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
}
.card__title {
  font-size: 1.2rem;
  margin-bottom: 0.4rem;
}
.card__title a {
  color: var(--ink-heading);
}
.card__text {
  color: var(--ink-muted);
  margin-bottom: 1rem;
}
.card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
  font-family: var(--font-heading);
}
.card__link svg {
  transition: transform 0.15s ease;
}
.card__link:hover svg {
  transform: translateX(3px);
}

.card--service {
  text-align: center;
}
.card--service .card__icon {
  display: flex;
  justify-content: center;
  margin-bottom: 0.75rem;
}
.card__avatar {
  width: 110px;
  height: 110px;
  object-fit: contain;
}
.card--service .card__title {
  min-height: 2.4em;
}

.card--guide {
  padding: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.card--guide .card__media {
  background: linear-gradient(160deg, #eaf0ff, #dfe7fb);
  display: flex;
  justify-content: center;
  padding: 1.25rem;
}
.card--guide .card__media img {
  width: 140px;
  height: 140px;
  object-fit: contain;
}
.card--guide .card__body {
  padding: 1.35rem 1.5rem 1.5rem;
}

.card--compare .card__icon--svg {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  border-radius: 16px;
  background: var(--icon-bg);
  color: var(--icon-fg);
  margin-bottom: 0.9rem;
}

.card--testimonial {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.card--testimonial blockquote {
  margin: 0;
  font-size: 1.02rem;
}
.card--testimonial figcaption {
  color: var(--ink-muted);
  font-size: 0.95rem;
}
.card--testimonial figcaption strong {
  color: var(--ink-heading);
}

/* ---------- Check-Section ---------- */
.check__inner {
  display: grid;
  gap: var(--gap);
  align-items: center;
}
.check__media {
  display: flex;
  justify-content: center;
}
.check__media img {
  width: min(280px, 70%);
}
.check__list {
  display: grid;
  gap: 0.6rem;
  margin: 1.25rem 0 1.75rem;
}
.check__list li,
.benefits li,
.cta-banner__list li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
}
.check {
  --check: var(--accent);
}
.check svg.check,
.benefits svg.check {
  color: #1aa563;
  flex: none;
  margin-top: 2px;
}
.check__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}
@media (min-width: 860px) {
  .check__inner {
    grid-template-columns: 0.8fr 1.2fr;
  }
}

/* ---------- USP ---------- */
.usp__block {
  position: relative;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem 1.5rem;
  box-shadow: var(--shadow-card);
}
.usp__num {
  position: absolute;
  top: -18px;
  left: 1.5rem;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  background: var(--cta);
  color: var(--cta-ink);
  font-family: var(--font-heading);
  font-weight: 700;
  border-radius: 12px;
  box-shadow: 0 6px 14px -4px rgba(200, 162, 75, 0.6);
}
.usp__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 72px;
  height: 72px;
  border-radius: 20px;
  background: var(--icon-bg);
  color: var(--icon-fg);
  margin: 0 0 0.5rem;
}

/* ---------- Social ---------- */
.social__grid {
  display: grid;
  gap: var(--gap);
  grid-template-columns: 1fr;
  margin-top: 1.5rem;
}
@media (min-width: 720px) {
  .social__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}
.social-card {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 180px;
  padding: 1.25rem;
  border-radius: var(--radius-lg);
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 600;
}
.social-card:hover {
  text-decoration: none;
  transform: translateY(-3px);
}
.social-card--youtube {
  background: linear-gradient(160deg, #ff0000, #b30000);
}
.social-card--tiktok {
  background: linear-gradient(160deg, #111, #333);
}
.social-card--instagram {
  background: linear-gradient(135deg, #f58529, #dd2a7b, #8134af);
}
.social-card__badge {
  font-size: 1.2rem;
}
.social-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.95rem;
}
.social__note {
  margin-top: 1rem;
  font-size: 0.85rem;
  color: var(--ink-muted);
  text-align: center;
}

/* ---------- FAQ ---------- */
.faq__title {
  text-align: center;
  margin-bottom: 1.5rem;
}
.faq__list {
  display: grid;
  gap: 0.75rem;
}
.faq__item {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
  overflow: hidden;
}
.faq__q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  cursor: pointer;
  padding: 1rem 1.25rem;
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--ink-heading);
  list-style: none;
}
.faq__q::-webkit-details-marker {
  display: none;
}
.faq__chevron {
  flex: none;
  color: var(--accent);
  transition: transform 0.2s ease;
}
.faq__item[open] .faq__chevron {
  transform: rotate(90deg);
}
.faq__a {
  padding: 0 1.25rem 1.1rem;
  color: var(--ink-muted);
}

/* ---------- CTA-Banner ---------- */
.cta-banner {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
  color: #fff;
}
.cta-banner__inner {
  display: grid;
  gap: var(--gap);
  align-items: center;
}
.cta-banner h2 {
  color: #fff;
}
.cta-banner__list {
  display: grid;
  gap: 0.7rem;
  margin: 1.25rem 0;
}
.cta-banner__list svg.check {
  color: #58e0a0;
  flex: none;
  margin-top: 3px;
}
.cta-banner__note {
  color: #c3cdec;
  font-size: 0.95rem;
}
.cta-banner__action {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
}
.cta-banner__mascot {
  width: min(200px, 60%);
}
/* Professionelles SVG-Icon-Medaillon (SK-Hauptseite, ersetzt Maskottchen) */
.card__icon--service {
  width: 84px;
  height: 84px;
  border-radius: 20px;
  margin-inline: auto;
  background: var(--icon-bg);
  color: var(--icon-fg);
}
.card--guide .card__media--icon {
  align-items: center;
  min-height: 160px;
  background: linear-gradient(160deg, #f4f6fc, #eaeef9);
}
.card__media-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 116px;
  height: 116px;
  border-radius: 50%;
  background: var(--icon-bg);
  color: var(--icon-fg);
  box-shadow: 0 16px 32px -10px rgba(10, 26, 92, 0.3);
}
.newsletter__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 110px;
  height: 110px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.16);
  color: #fff;
}
.cta-banner__photo {
  width: min(420px, 100%);
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 50px -18px rgba(0, 0, 0, 0.45);
  object-fit: cover;
}
/* Universelles SVG-Icon-Medaillon (ersetzt Maskottchen-Illustrationen) */
.icon-tile {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 96px;
  height: 96px;
  border-radius: 24px;
  background: var(--icon-bg);
  color: var(--icon-fg);
  flex: none;
}
.icon-tile--hero {
  width: clamp(120px, 22vw, 168px);
  height: clamp(120px, 22vw, 168px);
  border-radius: 32px;
  box-shadow: var(--shadow-card);
}
/* Bestehende Wrapper-Klassen sollen das Medaillon korrekt einfassen */
.article__avatar.icon-tile {
  width: 84px;
  height: 84px;
  border-radius: 22px;
}
.calc__mascot.icon-tile {
  width: 64px;
  height: 64px;
  border-radius: 18px;
  margin: 0.6rem auto 0;
}
@media (min-width: 860px) {
  .cta-banner__inner {
    grid-template-columns: 1.3fr 0.7fr;
  }
}
/* CTA: Button oben, Maskottchen mittig darunter */
.cta-banner__action {
  align-items: center;
  text-align: center;
}
.vgl-soon {
  text-align: center;
  padding: 1.5rem 1rem;
  display: grid;
  gap: 1rem;
  justify-items: center;
  color: var(--ink-muted);
}

/* ---------- Breadcrumbs ---------- */
.breadcrumbs {
  background: var(--surface-muted);
  border-bottom: 1px solid var(--line);
  font-size: 0.9rem;
}
.breadcrumbs ol {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.35rem;
  padding-block: 0.75rem;
}
.breadcrumbs li {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--ink-muted);
}
.crumb__sep {
  color: #b6bed2;
}
.breadcrumbs li[aria-current="page"] {
  color: var(--ink);
  font-weight: 600;
}

/* ---------- Service-Detail ---------- */
.service-hero {
  padding-block: clamp(2rem, 5vw, 3.5rem);
}
.service-hero__inner {
  display: grid;
  gap: var(--gap);
  align-items: center;
}
.service-hero__media {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  order: -1;
}
/* Sanfter farbiger Kreis hinter dem Maskottchen (hebt es ab) */
.service-hero__media::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: min(420px, 92%);
  aspect-ratio: 1 / 1;
  border-radius: 50%;
  background: radial-gradient(circle at 50% 42%, #e6edff 0%, #d4e0fb 55%, rgba(212, 224, 251, 0) 72%);
  z-index: 0;
}
.service-hero__media img {
  position: relative;
  z-index: 1;
  width: min(360px, 90%);
  filter: drop-shadow(0 14px 26px rgba(10, 26, 92, 0.18));
}
.benefits {
  display: grid;
  gap: 0.6rem;
  margin: 1.25rem 0 1.75rem;
}
@media (min-width: 860px) {
  .service-hero__inner {
    grid-template-columns: 1.2fr 0.8fr;
  }
  .service-hero__media {
    order: 0;
  }
}

/* ---------- Prozess-Schritte ---------- */
.process__list {
  display: grid;
  gap: 1rem;
  counter-reset: step;
  max-width: 760px;
  margin-inline: auto;
}
.process__step {
  display: flex;
  gap: 1rem;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem;
}
.process__num {
  flex: none;
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  background: var(--accent);
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 700;
  border-radius: 50%;
}
.process__step h3 {
  margin-bottom: 0.25rem;
  font-size: 1.1rem;
}
.process__step p {
  margin: 0;
  color: var(--ink-muted);
}

/* ---------- Related ---------- */
.related__links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
}
.related__link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: #eaf0ff;
  color: var(--accent-dark);
  padding: 0.6rem 1rem;
  border-radius: 999px;
  font-weight: 600;
  font-family: var(--font-heading);
  font-size: 0.95rem;
}
.related__link:hover {
  background: #dbe6ff;
  text-decoration: none;
}

/* ---------- Article ---------- */
.article__head {
  display: flex;
  gap: 1rem;
  align-items: center;
  margin-bottom: 1.5rem;
}
.article__avatar {
  width: 110px;
  height: 110px;
  flex: none;
}
.article__meta {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--ink-muted);
  font-size: 0.9rem;
  margin: 0;
}
.article__intro p {
  font-size: 1.15rem;
  color: var(--ink);
}
.article__section {
  margin-top: 2rem;
}
.article__section h2 {
  font-size: 1.5rem;
}

/* ---------- Stats ---------- */
.stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--gap);
  text-align: center;
}
.stats__item {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem 1rem;
  box-shadow: var(--shadow-card);
}
.stats__value {
  display: block;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.7rem;
  color: var(--navy);
}
.stats__label {
  color: var(--ink-muted);
  font-size: 0.9rem;
}
@media (min-width: 760px) {
  .stats {
    grid-template-columns: repeat(4, 1fr);
  }
}

/* ---------- About ---------- */
.about-hero__inner {
  display: grid;
  gap: var(--gap);
  align-items: center;
}
.about-hero__photo {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-hover);
  width: 100%;
  max-width: 420px;
  margin-inline: auto;
  object-fit: cover;
}
.about-hero__lead {
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--ink-heading);
}
.about-hero__vdh,
.mission__cta {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--accent-dark);
  font-weight: 600;
}
.mission__text {
  font-size: 1.15rem;
  text-align: center;
}
.mission__cta {
  justify-content: center;
  margin-top: 1.5rem;
}
@media (min-width: 860px) {
  .about-hero__inner {
    grid-template-columns: 0.8fr 1.2fr;
  }
}

/* ---------- Contact ---------- */
.contact__grid {
  display: grid;
  gap: var(--gap);
}
.contact__form {
  display: grid;
  gap: 1rem;
}
.field {
  display: grid;
  gap: 0.35rem;
}
.field label {
  font-weight: 600;
  font-family: var(--font-heading);
  font-size: 0.95rem;
}
.field input,
.field select,
.field textarea {
  font-family: inherit;
  font-size: 1rem;
  padding: 0.75rem 0.9rem;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fff;
  color: var(--ink);
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--accent);
  outline: none;
  box-shadow: 0 0 0 3px rgba(0, 102, 204, 0.15);
}
.field--check {
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 0.6rem;
  font-size: 0.9rem;
}
.field--check label {
  font-weight: 400;
  color: var(--ink-muted);
}
.contact__hint {
  font-size: 0.85rem;
  color: var(--ink-muted);
}
.contact__info h2 {
  font-size: 1.3rem;
}
.contact__list {
  display: grid;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.contact__list li {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}
.contact__list svg {
  color: var(--accent);
  flex: none;
  margin-top: 2px;
}
.contact__list small {
  display: block;
  color: var(--ink-muted);
  font-size: 0.85rem;
}
@media (min-width: 860px) {
  .contact__grid {
    grid-template-columns: 1.3fr 0.7fr;
  }
}

/* ---------- Booking ---------- */
.booking {
  background: var(--surface-muted);
}
.booking__title {
  text-align: center;
}
.booking__sub {
  text-align: center;
  color: var(--ink-muted);
  margin-bottom: 1.5rem;
}
.booking__widget {
  min-height: 200px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
}
.booking__widget iframe {
  width: 100%;
  min-height: 680px;
  border: 0;
}
.booking__fallback {
  text-align: center;
}
.booking__fallback-actions {
  display: flex;
  gap: 0.75rem;
  justify-content: center;
  flex-wrap: wrap;
  margin-top: 1rem;
}

/* ---------- Legal / Textseiten ---------- */
.legal h2 {
  font-size: 1.4rem;
  margin-top: 2rem;
}
.legal p {
  color: var(--ink);
}
.legal__updated {
  margin-top: 2.5rem;
  color: var(--ink-muted);
  font-size: 0.9rem;
  font-style: italic;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-800);
  color: #c8d1ec;
  padding-top: clamp(2.5rem, 5vw, 3.5rem);
}
.site-footer a {
  color: #d7def5;
}
.site-footer a:hover {
  color: #fff;
}
.site-footer__grid {
  display: grid;
  gap: 2rem;
  padding-bottom: 2rem;
}
.site-footer__brand img {
  width: 48px;
  height: 48px;
}
.site-footer__claim {
  margin: 0.75rem 0;
}
.site-footer__vdh {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9rem;
}
.site-footer__title {
  font-size: 1rem;
  color: #fff;
  margin-bottom: 0.75rem;
}
.site-footer__col ul {
  display: grid;
  gap: 0.5rem;
}
.site-footer__contact li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.5rem;
}
.site-footer__contact svg {
  flex: none;
}
.site-footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-block: 1.25rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.5rem;
  font-size: 0.85rem;
}
.site-footer__bafin {
  color: #9aa6cc;
}
@media (min-width: 760px) {
  .site-footer__grid {
    grid-template-columns: 1.4fr 1fr 1fr 1.3fr;
  }
}

/* ---------- WhatsApp-FAB ---------- */
.whatsapp-fab {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 90;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: #25d366;
  color: #fff;
  padding: 0.8rem 1rem;
  border-radius: 999px;
  font-family: var(--font-heading);
  font-weight: 600;
  box-shadow: 0 8px 24px -6px rgba(0, 0, 0, 0.4);
}
.whatsapp-fab:hover {
  text-decoration: none;
  background: #1ebe5b;
  transform: translateY(-2px);
}
.whatsapp-fab__label {
  display: none;
}
@media (min-width: 520px) {
  .whatsapp-fab__label {
    display: inline;
  }
}

/* ---------- Cookie-Banner ---------- */
.cookie-banner {
  position: fixed;
  inset: auto 0 0 0;
  z-index: 150;
  background: #fff;
  border-top: 2px solid var(--navy);
  box-shadow: 0 -8px 30px -10px rgba(0, 0, 0, 0.25);
}
.cookie-banner[hidden] {
  display: none;
}
.cookie-banner__inner {
  display: grid;
  gap: 1rem;
  padding-block: 1.1rem;
}
.cookie-banner__text p {
  margin: 0.35rem 0 0;
  font-size: 0.9rem;
  color: var(--ink-muted);
}
.cookie-banner__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}
.cookie-banner__actions .btn--ghost {
  background: var(--surface-muted);
  color: var(--ink);
  border-color: var(--line);
}
.cookie-banner__actions .btn--ghost:hover {
  background: #e9edf6;
  color: var(--ink);
}
.cookie-banner__actions .btn--cta {
  /* gleichwertige Gewichtung: Akzeptieren nicht dominanter als Ablehnen */
  flex: 0 0 auto;
}
@media (min-width: 760px) {
  .cookie-banner__inner {
    grid-template-columns: 1fr auto;
    align-items: center;
  }
}
.cookie-consent[hidden] {
  display: none;
}

/* ---------- Cookie-Einstellungen (Ebene 2) ---------- */
.cookie-modal {
  position: fixed;
  inset: 0;
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1rem;
  background: rgba(7, 19, 68, 0.55);
  backdrop-filter: blur(2px);
}
.cookie-modal[hidden] {
  display: none;
}
.cookie-modal__panel {
  width: min(560px, 100%);
  max-height: min(86vh, 720px);
  overflow-y: auto;
  background: var(--surface);
  border-radius: var(--radius-lg);
  box-shadow: 0 30px 70px -20px rgba(0, 0, 0, 0.55);
  padding: clamp(1.25rem, 4vw, 2rem);
}
.cookie-modal__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.cookie-modal__title {
  font-size: 1.4rem;
  margin: 0;
}
.cookie-modal__close {
  border: 0;
  background: var(--surface-muted);
  color: var(--ink);
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: inline-grid;
  place-items: center;
  cursor: pointer;
}
.cookie-modal__close:hover {
  background: #e9edf6;
}
.cookie-modal__intro {
  font-size: 0.92rem;
  color: var(--ink-muted);
  margin: 0.75rem 0 1.25rem;
}
.cookie-cats {
  list-style: none;
  margin: 0 0 1.25rem;
  padding: 0;
  display: grid;
  gap: 0.85rem;
}
.cookie-cat {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 0.9rem 1rem;
  background: var(--surface);
}
.cookie-cat__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  cursor: pointer;
}
.cookie-cat__name {
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--ink-heading);
}
.cookie-cat__badge {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--accent);
  background: rgba(0, 102, 204, 0.1);
  padding: 0.2rem 0.6rem;
  border-radius: 999px;
}
.cookie-cat__desc {
  margin: 0.5rem 0 0;
  font-size: 0.86rem;
  color: var(--ink-muted);
}
/* Toggle-Switch */
.cookie-switch {
  position: relative;
  display: inline-flex;
  flex: 0 0 auto;
}
.cookie-switch input {
  position: absolute;
  opacity: 0;
  width: 100%;
  height: 100%;
  margin: 0;
  cursor: pointer;
}
.cookie-switch__track {
  width: 48px;
  height: 28px;
  border-radius: 999px;
  background: #c7ccd8;
  transition: background 0.2s ease;
  position: relative;
  display: inline-block;
}
.cookie-switch__track::after {
  content: "";
  position: absolute;
  top: 3px;
  left: 3px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.3);
  transition: transform 0.2s ease;
}
.cookie-switch input:checked + .cookie-switch__track {
  background: var(--accent);
}
.cookie-switch input:checked + .cookie-switch__track::after {
  transform: translateX(20px);
}
.cookie-switch input:focus-visible + .cookie-switch__track {
  outline: 2px solid var(--cta);
  outline-offset: 2px;
}
.cookie-modal__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}
.cookie-modal__actions .btn {
  flex: 1 1 auto;
}
.cookie-modal__actions .btn--ghost {
  background: var(--surface-muted);
  color: var(--ink);
  border-color: var(--line);
}
.cookie-modal__legal {
  margin: 1rem 0 0;
  font-size: 0.78rem;
  color: var(--ink-muted);
}
.footer-link-btn {
  border: 0;
  background: none;
  padding: 0;
  font: inherit;
  color: inherit;
  cursor: pointer;
  text-align: left;
}
.footer-link-btn:hover {
  text-decoration: underline;
}

/* ---------- Hero: Foto + Maskottchen-Video ---------- */
.hero__cta-row {
  margin: 0.5rem 0 1.25rem;
}
.hero__photo-wrap {
  position: relative;
  display: inline-block;
  width: min(420px, 88%);
}
.hero__photo {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 50px -18px rgba(0, 0, 0, 0.5);
}
.hero__mascot-video {
  position: absolute;
  right: -8%;
  bottom: -8%;
  width: 42%;
  height: auto;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  filter: drop-shadow(0 10px 22px rgba(0, 0, 0, 0.4));
}
@media (max-width: 540px) {
  .hero__mascot-video {
    width: 38%;
    right: -4%;
  }
}

/* ---------- Testimonial-Avatar ---------- */
.testimonial__by {
  display: flex;
  align-items: center;
  gap: 0.7rem;
}
.testimonial__avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  object-fit: cover;
  flex: none;
}

/* ---------- Newsletter ---------- */
.newsletter {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
  color: #fff;
}
.newsletter h2 {
  color: #fff;
}
.newsletter__inner {
  display: grid;
  gap: var(--gap);
  align-items: center;
}
.newsletter__media {
  display: flex;
  justify-content: center;
}
.newsletter__media img {
  width: min(200px, 55%);
}
.newsletter__form {
  margin-top: 1rem;
}
.newsletter__row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}
.newsletter__row input {
  flex: 1 1 180px;
  font-size: 1rem;
  padding: 0.8rem 1rem;
  border-radius: 10px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  background: rgba(255, 255, 255, 0.95);
  color: var(--ink);
}
.newsletter__consent {
  display: flex;
  gap: 0.5rem;
  align-items: flex-start;
  margin-top: 0.75rem;
  font-size: 0.85rem;
  color: #d7def5;
}
.newsletter__consent a {
  color: #fff;
  text-decoration: underline;
}
@media (min-width: 760px) {
  .newsletter__inner {
    grid-template-columns: 0.5fr 1.5fr;
  }
}

/* ---------- Vergleiche ---------- */
.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1rem;
}
.chip {
  display: inline-block;
  padding: 0.45rem 0.9rem;
  border-radius: 999px;
  background: #eaf0ff;
  color: var(--accent-dark);
  font-weight: 600;
  font-size: 0.9rem;
  font-family: var(--font-heading);
}
.chip:hover {
  background: #dbe6ff;
  text-decoration: none;
}
.vgl-list {
  padding-top: 0;
}
.vgl-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: 1.25rem;
  margin-bottom: 1.5rem;
  scroll-margin-top: 90px;
}
.vgl-card__head {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  margin-bottom: 1rem;
}
.vgl-card__head h2 {
  font-size: 1.3rem;
  margin: 0;
}
.vgl-card__head p {
  margin: 0.15rem 0 0;
  color: var(--ink-muted);
  font-size: 0.95rem;
}
.vgl-card__icon {
  flex: none;
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: #eaf0ff;
  color: var(--accent);
}
.vgl-card__widget {
  min-height: 120px;
}

/* ---------- Rechner ---------- */
.calc {
  display: grid;
  gap: var(--gap);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: clamp(1.25rem, 4vw, 2rem);
}
.calc__field {
  margin-bottom: 1.1rem;
}
.calc__field > label {
  display: block;
  font-weight: 600;
  font-family: var(--font-heading);
  margin-bottom: 0.4rem;
}
.calc__input {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 0.2rem 0.75rem;
}
.calc__input input {
  border: 0;
  font-size: 1.1rem;
  padding: 0.55rem 0;
  width: 100%;
  font-family: inherit;
}
.calc__input input:focus {
  outline: none;
}
.calc__input span {
  color: var(--ink-muted);
}
.calc input[type="range"] {
  width: 100%;
  accent-color: var(--accent);
}
.calc__result {
  position: relative;
  background: linear-gradient(160deg, var(--navy), var(--navy-800));
  color: #fff;
  border-radius: var(--radius);
  padding: 1.5rem;
  text-align: center;
}
.calc__big {
  font-size: 1.1rem;
  color: #d7def5;
}
.calc__big strong {
  display: block;
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw, 2.8rem);
  color: #fff;
}
.calc__breakdown {
  display: grid;
  gap: 0.4rem;
  margin: 1rem 0;
  text-align: left;
  max-width: 320px;
  margin-inline: auto;
}
.calc__breakdown li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  display: inline-block;
  background: #9aa6cc;
}
.dot--paid {
  background: #9db8ff;
}
.dot--gain {
  background: var(--cta);
}
.calc__bar {
  display: flex;
  height: 14px;
  border-radius: 999px;
  overflow: hidden;
  max-width: 320px;
  margin: 0.5rem auto 0;
}
.calc__bar span {
  display: block;
}
#c-bar-paid {
  background: #9db8ff;
}
#c-bar-gain {
  background: var(--cta);
}
.calc__note {
  font-size: 0.8rem;
  color: #b9c3e4;
  margin-top: 1rem;
}
.calc__mascot {
  width: 96px;
  height: auto;
  margin: 0.5rem auto 0;
}
@media (min-width: 820px) {
  .calc {
    grid-template-columns: 1fr 1fr;
    align-items: start;
  }
}

/* ---------- Utility ---------- */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Logo-Mark (Inline-SVG) immer weiss auf dunklem Grund */
.brand__logo {
  color: #fff;
}
.site-footer__brand .brand__logo {
  color: #fff;
}
/* USP-Block ohne Nummer: normales Padding oben */
.usp__block--plain {
  padding-top: 1.5rem;
}

/* Lead-Absatz (Vergleichs-/Info-Detailseiten) */
.lead {
  font-size: 1.2rem;
  color: var(--ink-heading);
  font-weight: 500;
}
.related__back {
  margin-top: 1rem;
}

/* Vergleichs-Box (ETF vs. Sparbuch) */
.compare-box {
  display: grid;
  gap: var(--gap);
  margin: 1.5rem 0;
}
.compare-box__col {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-card);
}
.compare-box__col h3 {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 1.15rem;
}
.compare-box__col ul {
  display: grid;
  gap: 0.55rem;
  margin-top: 0.75rem;
}
.compare-box__col li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  color: var(--ink);
}
.compare-box__col--muted {
  background: var(--surface-muted);
}
.compare-box__col--muted svg {
  color: #b0392f;
}
.compare-box__col--muted svg.check {
  color: #1aa563;
}
.compare-note {
  color: var(--ink-muted);
  font-size: 0.98rem;
}
@media (min-width: 760px) {
  .compare-box {
    grid-template-columns: 1fr 1fr;
  }
}

/* Social: nur Instagram, zentriert */
.social__grid--single {
  grid-template-columns: 1fr;
  max-width: 420px;
  margin-inline: auto;
}
.social-card__handle {
  font-size: 0.95rem;
  opacity: 0.95;
}

/* Lexikon */
.lex-list {
  padding-top: 0;
}
.lex-item {
  border-bottom: 1px solid var(--line);
  padding: 1.25rem 0;
  scroll-margin-top: 90px;
}
.lex-item:first-child {
  padding-top: 0;
}
.lex-item h2 {
  font-size: 1.25rem;
  margin-bottom: 0.4rem;
}
.lex-item p {
  color: var(--ink);
  margin-bottom: 0.5rem;
}

/* Hero: Zielgruppen-Chips */
.hero__targets {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 0 0 1.25rem;
}
.hero__targets li {
  font-size: 0.85rem;
  font-weight: 600;
  font-family: var(--font-heading);
  color: #eaf0ff;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 999px;
  padding: 0.35rem 0.8rem;
}
/* Hero: Reassurance unter dem CTA */
.hero__reassure {
  margin: 0.75rem 0 0;
  font-size: 0.85rem;
  color: #c3cdec;
}

/* Footer: regionale SEO-Zeile */
.site-footer__region {
  color: #9aa6cc;
  font-size: 0.82rem;
  max-width: 60ch;
}

/* Mobile Sticky-CTA-Leiste */
.mobile-cta {
  display: none;
}
.mobile-cta .btn {
  width: 100%;
  justify-content: center;
}
@media (max-width: 720px) {
  body {
    padding-bottom: 76px;
  }
  .mobile-cta {
    display: block;
    position: fixed;
    inset: auto 0 0 0;
    z-index: 95;
    padding: 0.6rem 0.9rem calc(0.6rem + env(safe-area-inset-bottom, 0px));
    background: rgba(255, 255, 255, 0.96);
    backdrop-filter: blur(6px);
    border-top: 1px solid var(--line);
    box-shadow: 0 -6px 20px -8px rgba(0, 0, 0, 0.25);
  }
  /* WhatsApp-Button über die Sticky-Leiste schieben */
  .whatsapp-fab {
    bottom: 84px;
  }
  /* Cookie-Banner ebenfalls über der Leiste */
  .cookie-banner {
    bottom: 64px;
  }
}

/* ---------- Reduced Motion ---------- */
@media (prefers-reduced-motion: reduce) {
  * {
    scroll-behavior: auto !important;
    transition: none !important;
    animation: none !important;
  }
}

/* Über-mich: Einblicke-Galerie (echte Fotos) */
.about-gallery__title { margin-bottom: 0.4rem; }
.about-gallery__lead { max-width: 62ch; color: #4a4a4a; margin: 0 0 1.5rem; }
.about-gallery__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.about-gallery__item { margin: 0; }
.about-gallery__item img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 14px;
  display: block;
  box-shadow: 0 10px 28px rgba(10, 26, 92, 0.14);
}
@media (max-width: 720px) {
  .about-gallery__grid { grid-template-columns: 1fr; gap: 0.85rem; }
}

/* Echte Wortmarke (Logo) in Header & Footer */
.brand__wordmark { height: 42px; width: auto; display: block; }
.brand__wordmark--footer { height: 56px; margin-bottom: 0.85rem; }
@media (min-width: 920px) { .brand__wordmark { height: 46px; } }
@media (max-width: 360px) { .brand__wordmark { height: 36px; } }

/* GKV-Seite: Studenten-Infos + Empfehlung */
.gkv-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin: 1.25rem 0; }
.gkv-card { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 1.25rem; box-shadow: var(--shadow-card); }
.gkv-card h3 { margin-top: 0; color: var(--navy); }
.gkv-beitrag { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 1.25rem 1.5rem; margin-top: 0.5rem; box-shadow: var(--shadow-card); }
.gkv-beitrag h3 { margin-top: 0; }
.gkv-beitrag__list { margin: 0.5rem 0 0; }
.gkv-beitrag__list li { display: flex; justify-content: space-between; gap: 1rem; padding: 0.6rem 0; border-bottom: 1px solid var(--line); }
.gkv-beitrag__list li:last-child { border-bottom: 0; }
.gkv-beitrag__total { font-size: 1.1rem; color: var(--navy); }
.gkv-beitrag__total strong { color: var(--accent); }
.gkv-beitrag__note { font-size: 0.92rem; color: var(--ink-muted); margin-top: 0.75rem; }
.gkv-empfehlung { background: #fff; border: 2px solid var(--cta); border-radius: 18px; padding: clamp(1.25rem, 4vw, 2rem); box-shadow: var(--shadow-card); }
.gkv-empfehlung h2 { margin-top: 0.2rem; }
@media (max-width: 680px) { .gkv-cards { grid-template-columns: 1fr; } }

/* Marken-Badge: weißer Springer auf Navy-Quadrat (Header + Footer) */
.brand__badge { width: 44px; height: 44px; border-radius: 10px; display: block; object-fit: contain; }
.brand__badge--footer { width: 56px; height: 56px; border-radius: 12px; margin-bottom: 0.85rem; }
@media (min-width: 920px) { .brand__badge { width: 46px; height: 46px; } }

/* Instagram-Beitragslinks */
.social__posts { display: flex; flex-wrap: wrap; gap: 0.6rem; justify-content: center; margin-top: 1rem; }
.social__post { display: inline-flex; align-items: center; gap: 0.35rem; padding: 0.5rem 0.9rem; border: 1px solid var(--line); border-radius: 999px; font-weight: 600; font-size: 0.95rem; }
.social__post:hover { text-decoration: none; border-color: var(--accent); background: #f4f8ff; }

/* Landing Page Privatkunden */
.pk-hero__inner { display: grid; gap: clamp(1.5rem, 4vw, 3rem); align-items: center; }
.pk-hero__lead { font-size: 1.15rem; color: var(--ink); max-width: 46ch; }
.pk-hero__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin: 1.25rem 0 0.75rem; }
.pk-hero__photo { width: 100%; max-width: 420px; aspect-ratio: 4 / 5; object-fit: cover; border-radius: 18px; box-shadow: var(--shadow-hover); }
@media (min-width: 920px) { .pk-hero__inner { grid-template-columns: 1.1fr 0.9fr; } .pk-hero__media { justify-self: end; } }

/* Instagram-Embeds (consent-gated) */
.ig-embeds { display: grid; grid-template-columns: 1fr; gap: 1rem; margin-top: 1.25rem; }
.ig-embed { margin: 0; }
.ig-embed__consent { display: flex; flex-direction: column; align-items: center; gap: 0.6rem; text-align: center; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 1.5rem 1rem; min-height: 220px; justify-content: center; box-shadow: var(--shadow-card); }
.ig-embed__consent p { color: var(--ink-muted); font-size: 0.92rem; margin: 0; max-width: 28ch; }
.ig-embed__link { font-size: 0.9rem; font-weight: 600; }
@media (min-width: 760px) { .ig-embeds { grid-template-columns: repeat(3, 1fr); } }

/* Hero: Schnell-Vergleiche direkt unter den Säulen */
.hero__compares-label { color: #9db8ff; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; margin: 0 0 0.55rem; }
.hero__compares { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0.6rem; margin-bottom: 1.5rem; }
.pillar--compare { flex-direction: row; padding: 0.7rem 0.85rem; font-size: 0.9rem; gap: 0.5rem; }
.pillar--compare svg { flex: 0 0 auto; }
@media (min-width: 820px) { .hero__compares { grid-template-columns: repeat(4, 1fr); } }

/* Vertragscheck / Prüfen-Strecken */
.pruef-steps { display: grid; gap: 1rem; margin: 0; }
.pruef-steps li { display: flex; gap: 1rem; align-items: flex-start; }
.pruef-steps__no { flex: 0 0 auto; width: 38px; height: 38px; border-radius: 50%; background: var(--navy); color: #fff; font-family: var(--font-heading); font-weight: 700; display: flex; align-items: center; justify-content: center; }
.pruef-steps strong { color: var(--navy); }
.pruef-steps p { margin: 0.2rem 0 0; }
.pruef-upload__frame { width: 100%; min-height: 720px; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.pruef-upload__fallback { background: #fff; border: 2px dashed var(--cta); border-radius: 16px; padding: 1.5rem; text-align: center; box-shadow: var(--shadow-card); }
.pruef-upload__fallback p { display: flex; align-items: center; justify-content: center; gap: 0.5rem; }
.pruef-upload__hint { font-size: 0.9rem; color: var(--ink-muted); }
.pruef-upload__consent { font-size: 0.85rem; color: var(--ink-muted); margin-top: 0.9rem; }
.pruef-ig__inner { display: flex; flex-wrap: wrap; gap: 1.25rem; align-items: center; justify-content: space-between; background: linear-gradient(120deg, #f7f3ff, #fff4ec); border: 1px solid var(--line); border-radius: 18px; padding: clamp(1.25rem, 4vw, 2rem); }
.pruef-ig__inner > div { max-width: 60ch; }

/* Danke-Seite */
.danke { text-align: center; }
.danke__icon { width: 72px; height: 72px; border-radius: 50%; background: #e7faf0; color: #13ce66; display: inline-flex; align-items: center; justify-content: center; margin-bottom: 1rem; }
.danke__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; justify-content: center; margin-top: 1.5rem; }

/* =============================================================================
   Premium-Startseite (Unternehmenspraesentation): zurueckhaltend, hochwertig
   ============================================================================= */

/* Vertrauens-Leiste im Hero (ohne Bewertungs-Anzahl) */
.trust-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.7rem 1.1rem;
  margin-top: 1.6rem;
  font-size: 0.95rem;
  color: #d7def5;
}
.trust-strip__item {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: inherit;
  text-decoration: none;
}
.trust-strip__item strong { color: #fff; }
.trust-strip .stars { color: var(--cta); }
.trust-strip__div { width: 1px; height: 18px; background: rgba(255, 255, 255, 0.25); }

/* Outline-Button auf dunklem Hero sichtbar machen */
.hero .btn--outline { color: #fff; border-color: rgba(255, 255, 255, 0.55); }
.hero .btn--outline:hover { background: rgba(255, 255, 255, 0.1); border-color: #fff; color: #fff; }

/* Leistungs-Grid: vier gleich hohe Karten */
.svc-grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
  margin-top: 1.9rem;
}
@media (min-width: 560px) { .svc-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .svc-grid { grid-template-columns: repeat(4, 1fr); } }
.svc-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.7rem 1.45rem;
  box-shadow: var(--shadow-card);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.svc-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
  border-color: #d8deec;
}
.svc-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  align-self: center;
  width: 68px;
  height: 68px;
  border-radius: 16px;
  background: var(--icon-bg);
  color: var(--icon-fg);
  margin-bottom: 1.1rem;
}
.svc-card__title { font-size: 1.22rem; margin: 0 0 0.5rem; }
.svc-card__text { color: var(--ink-muted); font-size: 0.97rem; line-height: 1.6; margin: 0 0 1.1rem; flex: 1 1 auto; }
.svc-card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  margin-top: auto;
  font-weight: 600;
  color: var(--accent);
  text-decoration: none;
}
.svc-card__link:hover { gap: 0.6rem; }

/* Arbeitsweise: Grafik + drei Phasen */
.approach__viz { max-width: 760px; margin: 2rem auto 1.75rem; }
.approach-svg { width: 100%; height: auto; display: block; }
.approach__steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
}
@media (min-width: 880px) { .approach__steps { grid-template-columns: repeat(3, 1fr); } }
.approach__step {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.7rem 1.5rem;
}
.approach__no {
  display: block;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1rem;
  letter-spacing: 0.08em;
  color: var(--cta-dark);
}
.approach__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 50px;
  height: 50px;
  border-radius: 13px;
  background: var(--icon-bg);
  color: var(--icon-fg);
  margin: 0.7rem 0 0.85rem;
}
.approach__title { font-size: 1.18rem; margin: 0 0 0.4rem; }
.approach__text { color: var(--ink-muted); font-size: 0.97rem; line-height: 1.6; margin: 0; }

/* Was Sie erwarten koennen: vier Werte, Einwort-Ueberschriften */
.expect-grid {
  display: grid;
  gap: 1.5rem 1.25rem;
  grid-template-columns: 1fr;
  margin-top: 1.9rem;
}
@media (min-width: 560px) { .expect-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .expect-grid { grid-template-columns: repeat(4, 1fr); } }
.expect__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: var(--icon-bg);
  color: var(--icon-fg);
  margin-bottom: 0.9rem;
}
.expect__title { font-size: 1.18rem; margin: 0 0 0.4rem; }
.expect__text { color: var(--ink-muted); font-size: 0.95rem; line-height: 1.6; margin: 0; }

/* Sanftes Einblenden beim Scrollen (nur mit JS aktiv) */
.js .reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
.js .reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .js .reveal { opacity: 1 !important; transform: none !important; transition: none; }
}

/* =============================================================================
   Startseite v2: Springer-Emblem, Arbeitsweise (Editorial), Springer-Sektion
   ============================================================================= */
.sec-emblem { display: block; width: 56px; height: 56px; margin: 0 auto 0.9rem; border-radius: 14px; }

/* Arbeitsweise: alternierende Editorial-Reihen mit Bild */
.aw-rows { display: grid; gap: clamp(1.75rem, 4vw, 3.25rem); margin-top: 2.25rem; }
.aw-row { display: grid; gap: clamp(1.25rem, 3vw, 2.75rem); align-items: center; grid-template-columns: 1fr; }
@media (min-width: 820px) {
  .aw-row { grid-template-columns: 1.05fr 1fr; }
  .aw-row--reverse .aw-row__media { order: 2; }
}
.aw-row__media {
  margin: 0;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  aspect-ratio: 3 / 2;
  background: var(--surface-muted);
}
.aw-row__media img,
.aw-row__video { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform 0.7s ease; }
.aw-row__media:hover img,
.aw-row__media--video:hover .aw-row__video { transform: scale(1.06); }
.aw-row__media--video { position: relative; }
.aw-row__no { font-family: var(--font-heading); font-weight: 700; font-size: 1.7rem; color: var(--cta-dark); letter-spacing: 0.04em; }
.aw-row__title { font-size: clamp(1.4rem, 3vw, 1.9rem); margin: 0.3rem 0 0.6rem; }
.aw-row__text { color: var(--ink-muted); font-size: 1.03rem; line-height: 1.7; margin: 0; max-width: 46ch; }

/* Springer-Sektion auf Navy (Markenfarbe praesent, Wow-Moment) */
.springer-section {
  background:
    radial-gradient(900px 420px at 50% -10%, #16307f 0%, transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
  color: #fff;
}
.springer-section h2 { color: #fff; }
.springer-head { text-align: center; max-width: 700px; margin: 0 auto 2.75rem; }
.springer-sub { color: #d7def5; font-size: 1.08rem; }
.knight-orbit { display: grid; gap: 1.25rem; grid-template-columns: 1fr; align-items: center; }
@media (min-width: 900px) { .knight-orbit { grid-template-columns: 1fr auto 1fr; gap: 2.25rem; } }
.knight-orbit__col { display: grid; gap: 1.1rem; }
.knight-orbit__center { display: flex; flex-direction: column; align-items: center; gap: 0.85rem; order: -1; }
@media (min-width: 900px) { .knight-orbit__center { order: 0; } }
.knight-medallion {
  display: inline-grid;
  place-items: center;
  width: clamp(160px, 22vw, 220px);
  height: clamp(160px, 22vw, 220px);
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 0 0 14px rgba(255, 255, 255, 0.03), 0 30px 60px -25px rgba(0, 0, 0, 0.6);
}
.knight-medallion img { width: 60%; height: auto; filter: drop-shadow(0 8px 24px rgba(0, 0, 0, 0.45)); }
.knight-orbit__label { font-family: var(--font-heading); letter-spacing: 0.18em; text-transform: uppercase; font-size: 0.78rem; color: var(--cta); }
.springer-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  padding: 1.15rem 1.3rem;
  transition: transform 0.25s ease, border-color 0.25s ease, background 0.25s ease;
}
.springer-card:hover { transform: translateY(-3px); border-color: var(--cta); background: rgba(255, 255, 255, 0.09); }
.springer-card__title { font-size: 1.12rem; margin: 0 0 0.35rem; color: #fff; display: flex; align-items: center; gap: 0.55rem; }
.springer-card__title::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--cta); flex: none; }
.springer-card__text { color: #cfd8f0; font-size: 0.92rem; line-height: 1.6; margin: 0; }

/* gestaffeltes Reveal in den Spalten */
.js .knight-orbit__col .reveal:nth-child(2) { transition-delay: 0.09s; }
.js .knight-orbit__col .reveal:nth-child(3) { transition-delay: 0.18s; }

/* =============================================================================
   Mobil-Feinschliff (Startseite v2 + globale Robustheit)
   ============================================================================= */
/* Sicherheitsnetz gegen horizontales Scrollen */
html { overflow-x: clip; }

/* Hero-CTAs: sauber umbrechen, auf schmalen Screens volle Breite */
.hero__cta-row { display: flex; flex-wrap: wrap; gap: 0.75rem; align-items: center; }
@media (max-width: 520px) {
  .hero__cta-row .btn { width: 100%; justify-content: center; }
  .hero__sub { font-size: 1.05rem; }
}

/* Trust-Leiste auf Mobil kompakter */
@media (max-width: 520px) {
  .trust-strip { gap: 0.5rem 0.8rem; font-size: 0.9rem; }
  .trust-strip__div { display: none; }
}

/* Arbeitsweise-Reihen: etwas mehr Luft zwischen Bild und Text auf Mobil */
@media (max-width: 819px) {
  .aw-row__body { padding: 0 0.15rem; }
  .aw-row__no { font-size: 1.5rem; }
}

/* Springer-Sektion: Medaillon & Karten auf Mobil straffen */
@media (max-width: 560px) {
  .knight-medallion { width: 150px; height: 150px; }
  .springer-head { margin-bottom: 2rem; }
  .springer-sub { font-size: 1rem; }
}

/* Leistungs- & Werte-Karten: angenehmere Innenabstände auf Mobil */
@media (max-width: 480px) {
  .svc-card { padding: 1.4rem 1.2rem; }
  .springer-card { padding: 1rem 1.1rem; }
  .sec-emblem { width: 48px; height: 48px; }
}

/* Tap-Ziele: Links/Buttons komfortabel */
@media (max-width: 720px) {
  .nav__link { padding-block: 0.7rem; }
  .svc-card__link, .aw-row__text a { padding-block: 0.2rem; }
}

/* Vergleichs-/Karten-Icons mittig zentrieren (Wunsch: nicht linksbündig) */
.card--compare { text-align: center; }
.card--compare .card__text { text-align: center; }
.card__icon--center { display: flex !important; margin-inline: auto; }
.card--compare .card__link { justify-content: center; }

/* Prominente Rechner-Auswahl oben */
.calc-nav { display: grid; gap: 1rem; grid-template-columns: 1fr; margin-top: 1.9rem; }
@media (min-width: 720px) { .calc-nav { grid-template-columns: repeat(3, 1fr); } }
.calc-nav__card {
  display: flex; flex-direction: column; gap: 0.3rem;
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 1.5rem 1.4rem; text-decoration: none; color: inherit; box-shadow: var(--shadow-card);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.calc-nav__card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); border-color: var(--cta); }
.calc-nav__icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 58px; height: 58px; border-radius: 15px; background: var(--icon-bg); color: var(--icon-fg); margin-bottom: 0.5rem;
}
.calc-nav__card strong { font-size: 1.1rem; color: var(--ink-heading); }
.calc-nav__sub { font-size: 0.9rem; color: var(--ink-muted); }

/* Berufsunfähigkeit: Ursachen-Schaubild */
.bu-stats { display: grid; gap: 1.5rem; align-items: start; grid-template-columns: 1fr; }
@media (min-width: 860px) { .bu-stats { grid-template-columns: 0.85fr 1.15fr; } }
.bu-stat-highlight {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
  color: #fff; border-radius: var(--radius-lg); padding: 1.75rem; box-shadow: var(--shadow-card);
}
.bu-stat-highlight strong { display: block; font-family: var(--font-heading); font-size: 2.6rem; color: var(--cta); line-height: 1.1; }
.bu-stat-highlight p { margin: 0.5rem 0 0; color: #d7def5; }
.bu-chart { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.5rem; box-shadow: var(--shadow-card); }
.bu-chart h3 { font-size: 1.1rem; margin: 0 0 1rem; }
.bu-bar { display: grid; grid-template-columns: 1fr; gap: 0.55rem; }
.bu-bar__row { display: grid; grid-template-columns: 1fr; gap: 0.2rem; }
.bu-bar__label { display: flex; justify-content: space-between; font-size: 0.9rem; }
.bu-bar__label span:last-child { font-weight: 600; color: var(--navy); }
.bu-bar__track { height: 12px; border-radius: 999px; background: #eef1f8; overflow: hidden; }
.bu-bar__fill { height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--accent), var(--navy)); }
.bu-bar__fill--gold { background: linear-gradient(90deg, var(--cta), var(--cta-dark)); }
.bu-chart__source { font-size: 0.8rem; color: var(--ink-muted); margin: 1rem 0 0; }

/* Leistungs-Detailseite: echtes Hero-Foto rechts */
.service-hero__photo {
  width: min(440px, 92%);
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 50px -18px rgba(10, 26, 92, 0.45);
  object-fit: cover;
}

/* Rechner-Startbereich hervorheben + Lücke zur ersten Sektion verkleinern */
.page-intro--calc { background: var(--surface-muted); border-bottom: 1px solid var(--line); padding-bottom: clamp(2rem, 5vw, 3rem); }
.page-intro--calc + .calc-section { padding-top: clamp(1.75rem, 4vw, 2.75rem); }

/* Berufsunfähigkeit: Berufsbilder-Galerie (4 Bilder) */
.bu-gallery { display: grid; gap: 1rem; grid-template-columns: repeat(2, 1fr); margin-top: 1.9rem; }
@media (min-width: 760px) { .bu-gallery { grid-template-columns: repeat(4, 1fr); } }
.bu-gallery__item { position: relative; margin: 0; border-radius: var(--radius); overflow: hidden; aspect-ratio: 3 / 4; box-shadow: var(--shadow-card); }
.bu-gallery__item img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform 0.6s ease; }
.bu-gallery__item:hover img { transform: scale(1.06); }
.bu-gallery__cap { position: absolute; left: 0; right: 0; bottom: 0; padding: 0.7rem 0.8rem; color: #fff; font-weight: 600; font-size: 0.95rem; background: linear-gradient(to top, rgba(7, 19, 68, 0.8), transparent); }

/* Studien-Slider (mit Pfeilen navigierbar) */
.study-slider { position: relative; margin-top: 1.9rem; }
.study-viewport { overflow: hidden; border-radius: var(--radius-lg); }
.study-track { display: flex; transition: transform 0.4s ease; }
.study-card {
  flex: 0 0 100%;
  box-sizing: border-box;
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
  color: #fff;
  padding: clamp(2.25rem, 5vw, 3.5rem);
  min-height: clamp(300px, 38vw, 360px);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  gap: 0.5rem;
}
.study-card__value { font-family: var(--font-heading); font-weight: 700; font-size: clamp(3.4rem, 11vw, 6rem); color: var(--cta); line-height: 1; }
.study-card__title { font-size: clamp(1.25rem, 3vw, 1.7rem); margin: 0.4rem 0 0.2rem; color: #fff; }
.study-card__text { color: #d7def5; margin: 0 auto; max-width: 52ch; font-size: 1.05rem; }
.study-card__source { color: #9db8ff; font-size: 0.8rem; margin: 1rem 0 0; }
.study-slider__controls { display: flex; align-items: center; justify-content: center; gap: 1rem; margin-top: 1rem; }
.study-arrow { width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line); background: var(--surface); color: var(--navy); cursor: pointer; display: inline-grid; place-items: center; transition: background 0.2s, border-color 0.2s; }
.study-arrow:hover { background: var(--surface-muted); border-color: var(--cta); }
.study-dots { display: flex; gap: 0.4rem; }
.study-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--line); border: 0; padding: 0; cursor: pointer; }
.study-dot[aria-current="true"] { background: var(--cta); }

/* Studien-Slider: Pfeil links + Balken auf Navy-Karte */
.study-arrow__prev { transform: rotate(180deg); }
.study-card__chart { width: 100%; max-width: 520px; margin: 1.2rem auto 0; text-align: left; }
.study-card .bu-bar__label span { color: #d7def5; }
.study-card .bu-bar__label span:last-child { color: var(--cta); font-weight: 600; }
.study-card .bu-bar__track { background: rgba(255, 255, 255, 0.14); }

/* (Karten-Überschriften bleiben in der Standard-Textfarbe.) */

/* ============================================================
   Bereich „Finanzwaschbär" — warm, verspielt (data-brand="finanzwaschbaer")
   ============================================================ */
/* FW nutzt denselben Navy-Blau-Hero wie die Hauptseite (Logo-Blau). */
[data-brand="finanzwaschbaer"] .eyebrow--light { color: var(--cta); }
/* Etwas rundere, verspieltere Flächen im ganzen Bereich */
.page-fw .section-head__sub { max-width: 56ch; }

/* Hero-Maskottchen */
.fw-hero__mascot {
  width: 100%;
  max-width: 380px;
  height: auto;
  filter: drop-shadow(0 18px 30px rgba(0, 0, 0, 0.28));
}

/* Themen-Grid (Waschbär-Karten) */
.fw-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr));
  gap: 1.25rem;
  margin-top: clamp(1.5rem, 4vw, 2.5rem);
}
.fw-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 1.75rem 1.4rem 1.5rem;
  box-shadow: var(--shadow-card);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.fw-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-hover);
}
.fw-card__media {
  width: 132px;
  height: 132px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: radial-gradient(circle at 50% 35%, #f6e7d4 0%, #f1dcc2 100%);
  margin-bottom: 1rem;
}
.fw-card__avatar {
  width: 104px;
  height: 104px;
  object-fit: contain;
}
.fw-card__title {
  font-size: 1.18rem;
  margin: 0 0 0.4rem;
}
.fw-card__text {
  color: var(--ink-muted);
  font-size: 0.98rem;
  line-height: 1.55;
  margin: 0 0 1rem;
}
.fw-card__link {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
  color: var(--accent);
  text-decoration: none;
}
.fw-card__link:hover { color: var(--accent-dark); }
.fw-card__link svg { transition: transform 0.2s ease; }
.fw-card__link:hover svg { transform: translateX(3px); }
/* Komplett klickbare Karte (Vergleiche-Block) */
.fw-card--link {
  text-decoration: none;
  color: inherit;
}
.fw-card--link:hover .fw-card__link { color: var(--accent-dark); }
.fw-card--link:hover .fw-card__link svg { transform: translateX(3px); }
/* 4er-Raster (Vergleiche) - bis zu vier Karten pro Reihe */
.fw-grid--4 {
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 230px), 1fr));
}
/* Icon-Medaillon statt Maskottchen (Vergleiche-Karten) */
.fw-card__media--icon {
  width: 84px;
  height: 84px;
  background: var(--icon-bg);
  color: var(--icon-fg);
}
/* „Direkt vergleichen"-Kachel mit Linkliste */
.fw-card--vergleiche { justify-content: flex-start; }
.fw-card__links {
  list-style: none;
  margin: 0.3rem 0 0;
  padding: 0;
  width: 100%;
  display: grid;
  gap: 0.5rem;
}
.fw-card__links a {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  text-decoration: none;
  color: var(--ink);
  font-weight: 600;
  font-size: 0.98rem;
  padding: 0.55rem 0.8rem;
  border: 1px solid var(--line);
  border-radius: 10px;
  transition: border-color 0.2s ease, background 0.2s ease, color 0.2s ease;
}
.fw-card__links a > span { margin-right: auto; }
.fw-card__links svg { transition: transform 0.2s ease; }
.fw-card__links a:hover {
  border-color: var(--accent);
  background: #f3f7fc;
  color: var(--accent-dark);
}
.fw-card__links a:hover svg:last-child { transform: translateX(3px); }
/* Simon-Foto im „Wer steckt dahinter"-Kreis */
.fw-about__media--photo {
  background: none;
  overflow: hidden;
}
.fw-about__media--photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
/* Direktvergleich-Stapel (mehrere Rechner untereinander) */
.dv-stack {
  display: grid;
  gap: 1.75rem;
}
.dv-item__title {
  font-size: 1.15rem;
  margin: 0 0 0.6rem;
}
/* Maskottchen als Newsletter-Bild */
.newsletter__mascot {
  width: 160px;
  height: 160px;
  object-fit: contain;
  filter: drop-shadow(0 10px 18px rgba(0, 0, 0, 0.25));
}
/* Lexikon: Themen-Navigation (Sprung-Chips) */
.lexikon-toc {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 1.5rem;
}
.lexikon-toc__link {
  display: inline-block;
  padding: 0.5rem 1rem;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--navy);
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  transition: border-color 0.2s ease, background 0.2s ease, color 0.2s ease;
}
.lexikon-toc__link:hover {
  border-color: var(--accent);
  background: #f3f7fc;
  color: var(--accent-dark);
}

/* Lexikon-Glossar (Begriffe) */
.lex-glossar {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin-top: clamp(1.25rem, 3vw, 2rem);
}
@media (min-width: 720px) {
  .lex-glossar { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
.lex-term {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 1.2rem 1.4rem;
}
.lex-term h3 { font-size: 1.1rem; margin: 0 0 0.4rem; }
.lex-term p { margin: 0; color: var(--ink-muted); font-size: 0.98rem; line-height: 1.55; }
.lex-term__link {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  margin-top: 0.6rem;
  font-weight: 600;
  color: var(--accent);
  text-decoration: none;
  font-size: 0.95rem;
}
.lex-term__link:hover { color: var(--accent-dark); }

/* Maskottchen im Ratgeber-Artikelkopf */
.article__avatar--mascot {
  width: 96px;
  height: 96px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  background: radial-gradient(circle at 50% 35%, #f6e7d4 0%, #f1dcc2 100%);
  border-radius: 50%;
}
.article__avatar--mascot img {
  width: 78px;
  height: 78px;
  object-fit: contain;
}

/* Hinweis-Banner auf die Vertragscheck-Strecke */
.pruef-cta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem 1.5rem;
  padding: 1.5rem 1.75rem;
  background: var(--icon-bg);
  border: 1px solid var(--line);
  border-radius: 18px;
}
.pruef-cta__text { flex: 1 1 320px; }
.pruef-cta__text h3 { margin: 0 0 0.3rem; font-size: 1.2rem; }
.pruef-cta__text p { margin: 0; color: var(--ink); }

/* Hinweisbox: „Vergleich findest du weiter unten" */
.article__hint {
  margin-top: 1.75rem;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 1rem;
  padding: 1rem 1.25rem;
  background: var(--icon-bg);
  border: 1px solid var(--line);
  border-radius: 14px;
}
.article__hint p {
  margin: 0;
  font-weight: 600;
  color: var(--ink);
}

/* „Wer steckt dahinter?"-Block */
.fw-about__inner {
  display: grid;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: center;
  grid-template-columns: 1fr;
}
.fw-about__media {
  justify-self: center;
  width: 220px;
  height: 220px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: radial-gradient(circle at 50% 35%, #f6e7d4 0%, #ecd3b6 100%);
}
.fw-about__media .waschbaer {
  width: 170px;
  height: 170px;
  object-fit: contain;
}
.fw-about__content h2 { margin-top: 0.2rem; }
@media (min-width: 760px) {
  .fw-about__inner { grid-template-columns: 240px 1fr; }
  .fw-about__content { text-align: left; }
}

/* Schlichte USP-Blöcke ohne Nummer (Waschbär-Versprechen) */
.usp__block--plain {
  padding-top: 1.5rem;
  text-align: center;
}
.usp__block--plain .usp__icon {
  display: inline-grid;
  place-items: center;
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #f6e7d4;
  color: var(--cta-dark);
  margin-bottom: 0.75rem;
}

/* ---- FW-Hero: Zielgruppen-Pills, Aktions-Säulen, Schnell-Vergleiche ---- */
.hero__pills {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin: 1.25rem 0 0;
  padding: 0;
}
.hero__pills li {
  font-size: 0.9rem;
  font-weight: 600;
  color: #fff;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.22);
  padding: 0.45rem 1rem;
  border-radius: 999px;
}
.fw-pillars {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 150px), 1fr));
  gap: 0.9rem;
  margin-top: clamp(1.5rem, 4vw, 2.25rem);
}
.fw-pillar {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  text-align: center;
  text-decoration: none;
  padding: 1.5rem 1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.16);
  transition: transform 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}
.fw-pillar:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.3);
}
.fw-pillar__icon {
  display: inline-grid;
  place-items: center;
  color: var(--cta);
}
.fw-pillar__label {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.05rem;
  color: #fff;
}
.fw-shortcuts__label {
  margin: 1.75rem 0 0.6rem;
  font-size: 0.8rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.65);
}
.fw-shortcuts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 150px), 1fr));
  gap: 0.7rem;
}
.fw-shortcut {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
  padding: 0.8rem 1rem;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.14);
  transition: background 0.2s ease, border-color 0.2s ease;
}
.fw-shortcut:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.28);
}
.fw-shortcut__icon {
  display: inline-grid;
  place-items: center;
  color: var(--cta);
}
.fw-shortcut__label {
  font-weight: 600;
  color: #fff;
  font-size: 0.95rem;
}
.hero--sub {
  padding-block: clamp(2rem, 5vw, 3.25rem);
}

/* ---- FW-Vertragscheck ---- */
.fw-check__inner {
  display: grid;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: center;
  grid-template-columns: 1fr;
}
.fw-check__media {
  justify-self: center;
  width: 240px;
  height: 240px;
  display: grid;
  place-items: center;
  border-radius: 24px;
  background: radial-gradient(circle at 50% 35%, #f6e7d4 0%, #ecd3b6 100%);
}
.fw-check__media .waschbaer {
  width: 190px;
  height: 190px;
  object-fit: contain;
}
.fw-check__list {
  list-style: none;
  margin: 1.25rem 0 1.5rem;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.6rem 1.5rem;
}
@media (min-width: 560px) {
  .fw-check__list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
.fw-check__list li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--ink);
}
.fw-check__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
}
.calc-nav__grid--compact {
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 200px), 1fr));
}
@media (min-width: 820px) {
  .fw-check__inner { grid-template-columns: 280px 1fr; }
}

/* ============================================================
   Nischen-Bereiche (Renditerevier / Akten & Anlagen)
   Bildfreie, icon-getriebene Variante. Farben kommen aus dem
   jeweiligen data-brand-Theme (CSS-Variablen) - ein Markup,
   zwei eigenständige Looks.
   ============================================================ */

/* Eyebrow auf dunklem Hero in der Akzentfarbe des Bereichs */
[data-brand="renditerevier"] .eyebrow--light,
[data-brand="aktenundanlagen"] .eyebrow--light { color: var(--cta); }
.page-niche .section-head__sub { max-width: 60ch; }

/* Hero-Emblem-Medaillon (ersetzt das Maskottchen/Foto) */
.niche-emblem { box-shadow: var(--shadow-card); }
[data-brand="renditerevier"] .niche-emblem {
  background: #0e1c30;
  color: var(--cta);
  box-shadow: 0 0 0 1px rgba(242, 194, 0, 0.4), 0 18px 40px -12px rgba(0, 0, 0, 0.6);
}
[data-brand="aktenundanlagen"] .niche-emblem {
  background: #f5f2ec;
  color: var(--accent);
  box-shadow: 0 0 0 1px rgba(14, 92, 87, 0.18), var(--shadow-card);
}
.icon-tile--hero.niche-emblem { color: var(--cta); }
[data-brand="aktenundanlagen"] .icon-tile--hero.niche-emblem { color: var(--accent); }

/* Hi-Vis-Akzentlinie unter dem Polizei-Hero ("Tactical Nightshift") */
[data-brand="renditerevier"] .hero--niche {
  border-bottom: 3px solid var(--cta);
}
/* Bold-Editorial: kräftigere Eyebrow-Akzente im öD-Bereich */
[data-brand="aktenundanlagen"] .section-head .eyebrow { letter-spacing: 0.1em; }

/* Vertragscheck-Band (zentriert, icon-frei) */
.niche-check { text-align: center; }
.benefits--center {
  display: inline-grid;
  gap: 0.6rem;
  text-align: left;
  margin: 1.5rem auto 0;
  max-width: 540px;
}
.niche-check__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  justify-content: center;
  margin-top: 1.75rem;
}

/* Über-mich-Teaser auf der Startseite */
.niche-about__inner {
  display: grid;
  gap: clamp(1.25rem, 4vw, 2.5rem);
  align-items: center;
  grid-template-columns: 1fr;
}
.niche-about__media { justify-self: center; }
.niche-about__content h2 { margin-top: 0.2rem; }
@media (min-width: 760px) {
  .niche-about__inner { grid-template-columns: 140px 1fr; }
}

/* Hero-Bild (generierte Grafik) statt Icon-Medaillon */
.niche-hero__img {
  width: min(440px, 84%);
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 50px -16px rgba(0, 0, 0, 0.6);
}
[data-brand="renditerevier"] .niche-hero__img { box-shadow: 0 0 0 1px rgba(242, 194, 0, 0.35), 0 24px 50px -16px rgba(0, 0, 0, 0.7); }
[data-brand="aktenundanlagen"] .niche-hero__img { box-shadow: 0 0 0 1px rgba(232, 163, 61, 0.3), 0 24px 50px -16px rgba(0, 0, 0, 0.45); }

/* ============================================================
   RENDITEREVIER — Gelb/Blau konsequent durch ALLE Sektionen
   (data-brand="renditerevier"). Helle Inhaltsflächen bleiben
   lesbar, bekommen aber durchgehend Stahlblau- & Hi-Vis-Akzente.
   ============================================================ */

/* Getönte statt grauer „muted"-Sektionen (leichtes Stahlblau) */
[data-brand="renditerevier"] { --surface-muted: #eaf0fb; --line: #d4def3; }

/* Eyebrows in Stahlblau, Hi-Vis-Unterstrich unter H2-Überschriften */
[data-brand="renditerevier"] .eyebrow { color: var(--accent); font-weight: 700; letter-spacing: 0.08em; }
[data-brand="renditerevier"] .section-head--center > h1::after,
[data-brand="renditerevier"] .section-head--center > h2::after {
  content: ""; display: block; width: 64px; height: 4px; border-radius: 2px;
  background: var(--cta); margin: 0.8rem auto 0;
}

/* Service-/Vergleichs-/Ratgeber-Karten: blaue Icons, Hi-Vis-Hover */
[data-brand="renditerevier"] .svc-card__icon,
[data-brand="renditerevier"] .card__icon,
[data-brand="renditerevier"] .card__media-icon { color: var(--accent); }
[data-brand="renditerevier"] .svc-card { border-top: 3px solid var(--accent); }
[data-brand="renditerevier"] .svc-card:hover,
[data-brand="renditerevier"] .card--compare:hover,
[data-brand="renditerevier"] .card--guide:hover { border-color: var(--cta); box-shadow: var(--shadow-hover); }
[data-brand="renditerevier"] .svc-card__link,
[data-brand="renditerevier"] .card__link { color: var(--accent); }
[data-brand="renditerevier"] .svc-card__link:hover,
[data-brand="renditerevier"] .card__link:hover { color: var(--navy); }

/* Check-Häkchen & Prozess-Nummern in Stahlblau, Stat-Werte in Hi-Vis */
[data-brand="renditerevier"] .benefits .check,
[data-brand="renditerevier"] .fw-check__list .check { color: var(--accent); }
[data-brand="renditerevier"] .process__num { background: var(--accent); color: #fff; }
[data-brand="renditerevier"] .stats__value { color: var(--accent); }
[data-brand="renditerevier"] .stats__item { border-top: 3px solid var(--cta); }

/* USP-Icons in Hi-Vis-Medaillon auf Stahlblau */
[data-brand="renditerevier"] .usp__icon { background: var(--accent); color: var(--cta); }

/* Vertragscheck-Band: kräftige Navy-Fläche mit Hi-Vis (statt hell) */
[data-brand="renditerevier"] #vertragscheck.section--muted {
  background:
    radial-gradient(900px 360px at 85% -20%, #16305f 0%, transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
}
[data-brand="renditerevier"] #vertragscheck h2,
[data-brand="renditerevier"] #vertragscheck .section-head__sub,
[data-brand="renditerevier"] #vertragscheck .benefits span { color: #fff; }
[data-brand="renditerevier"] #vertragscheck .eyebrow { color: var(--cta); }
[data-brand="renditerevier"] #vertragscheck .check { color: var(--cta); }
[data-brand="renditerevier"] #vertragscheck h2::after { background: var(--cta); }

/* Prüf-CTA-Band ebenfalls mit Hi-Vis-Rahmen */
[data-brand="renditerevier"] .pruef-cta { border-left: 4px solid var(--cta); }

/* FAQ-Akzente: Stahlblau-Pfeil, Hi-Vis bei offen */
[data-brand="renditerevier"] .faq__chevron { color: var(--accent); }
[data-brand="renditerevier"] .faq__item[open] .faq__q { color: var(--navy); }
[data-brand="renditerevier"] .lexikon-toc__link:hover { border-color: var(--cta); color: var(--accent); }
[data-brand="renditerevier"] .lex-term { border-left: 3px solid var(--accent); }
[data-brand="renditerevier"] .related__link:hover { color: var(--accent); }

/* Karten-Medaillons in hellem Stahlblau (Gelb/Blau konsequent) */
[data-brand="renditerevier"] { --icon-bg: #e7eefc; }

/* Foto im Über-mich-Teaser (echtes Simon-Foto) */
.niche-about__photo {
  width: 140px;
  height: 140px;
  border-radius: 20px;
  object-fit: cover;
  object-position: top center;
  box-shadow: var(--shadow-card);
}
[data-brand="renditerevier"] .niche-about__photo { box-shadow: 0 0 0 3px var(--cta), 0 16px 36px -14px rgba(0, 0, 0, 0.5); }
[data-brand="aktenundanlagen"] .niche-about__photo { box-shadow: 0 0 0 3px var(--cta), var(--shadow-card); }

/* Bild in der Newsletter-Sektion (kein Maskottchen) */
.newsletter__photo {
  border-radius: 18px;
  filter: drop-shadow(0 10px 18px rgba(0, 0, 0, 0.3));
}

/* „Beliebteste Vergleiche": zentrierter Folge-Button */
.center-cta { text-align: center; margin-top: 1.5rem; }

/* Vertragscheck mit Bild (Split-Layout statt zentriert) */
.niche-check--split {
  display: grid;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: center;
  grid-template-columns: 1fr;
}
.niche-check__media { justify-self: center; }
.niche-check__img {
  width: min(320px, 78%);
  height: auto;
  border-radius: var(--radius-lg);
}
.niche-check__body .benefits { margin-top: 1.25rem; }
.niche-check__actions--left { justify-content: flex-start; }
@media (min-width: 820px) {
  .niche-check--split { grid-template-columns: 320px 1fr; }
}

/* ============================================================
   AKTEN & ANLAGEN — Teal/Amber konsequent durch ALLE Sektionen
   (data-brand="aktenundanlagen"). Gold/Cream-Medaillons raus,
   nur die Farben aus dem Hero-Bild (Charcoal/Teal/Amber/Off-White).
   ============================================================ */

/* Gold/Cream-Medaillons entfernt -> Teal; Linien wärmer-neutral */
[data-brand="aktenundanlagen"] { --icon-bg: #e3efed; --icon-fg: #0e5c57; --line: #e2ded3; }

/* Eyebrows in Teal, Amber-Unterstrich unter zentrierten Überschriften */
[data-brand="aktenundanlagen"] .eyebrow { color: var(--accent); font-weight: 700; letter-spacing: 0.08em; }
[data-brand="aktenundanlagen"] .section-head--center > h1::after,
[data-brand="aktenundanlagen"] .section-head--center > h2::after {
  content: ""; display: block; width: 64px; height: 4px; border-radius: 2px;
  background: var(--cta); margin: 0.8rem auto 0;
}

/* Karten: Teal-Icons, Amber-Hover */
[data-brand="aktenundanlagen"] .svc-card__icon,
[data-brand="aktenundanlagen"] .card__icon,
[data-brand="aktenundanlagen"] .card__media-icon { color: var(--accent); }
[data-brand="aktenundanlagen"] .svc-card { border-top: 3px solid var(--accent); }
[data-brand="aktenundanlagen"] .svc-card:hover,
[data-brand="aktenundanlagen"] .card--compare:hover,
[data-brand="aktenundanlagen"] .card--guide:hover { border-color: var(--cta); box-shadow: var(--shadow-hover); }
[data-brand="aktenundanlagen"] .svc-card__link,
[data-brand="aktenundanlagen"] .card__link { color: var(--accent); }
[data-brand="aktenundanlagen"] .svc-card__link:hover,
[data-brand="aktenundanlagen"] .card__link:hover { color: var(--navy); }

/* Checks & Prozess-Nummern Teal, Stat-Werte Teal, Stat-Border Amber */
[data-brand="aktenundanlagen"] .benefits .check { color: var(--accent); }
[data-brand="aktenundanlagen"] .process__num { background: var(--accent); color: #fff; }
[data-brand="aktenundanlagen"] .stats__value { color: var(--accent); }
[data-brand="aktenundanlagen"] .stats__item { border-top: 3px solid var(--cta); }

/* USP-Icons: Teal-Medaillon + Amber-Icon */
[data-brand="aktenundanlagen"] .usp__icon { background: var(--accent); color: var(--cta); }

/* Vertragscheck-Band: Charcoal-Fläche mit Teal/Amber (statt hell) */
[data-brand="aktenundanlagen"] #vertragscheck.section--muted {
  background:
    radial-gradient(900px 360px at 85% -20%, #33444f 0%, transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%);
}
[data-brand="aktenundanlagen"] #vertragscheck h2,
[data-brand="aktenundanlagen"] #vertragscheck .section-head__sub,
[data-brand="aktenundanlagen"] #vertragscheck .benefits span { color: #fff; }
[data-brand="aktenundanlagen"] #vertragscheck .eyebrow { color: var(--cta); }
[data-brand="aktenundanlagen"] #vertragscheck .check { color: var(--cta); }

/* FAQ / Lexikon / Related / Prüf-CTA-Akzente */
[data-brand="aktenundanlagen"] .faq__chevron { color: var(--accent); }
[data-brand="aktenundanlagen"] .faq__item[open] .faq__q { color: var(--navy); }
[data-brand="aktenundanlagen"] .lexikon-toc__link:hover { border-color: var(--cta); color: var(--accent); }
[data-brand="aktenundanlagen"] .lex-term { border-left: 3px solid var(--accent); }
[data-brand="aktenundanlagen"] .related__link:hover { color: var(--accent); }
[data-brand="aktenundanlagen"] .pruef-cta { border-left: 4px solid var(--cta); }

/* ---- Studien als statisches 4er-Grid (ohne Pfeil-Slider) ---- */
.study-grid { display: grid; gap: 1rem; grid-template-columns: 1fr; margin-top: 1.9rem; }
@media (min-width: 680px) { .study-grid { grid-template-columns: 1fr 1fr; } }
.study-grid .study-card {
  flex: initial;
  border-radius: var(--radius-lg);
  min-height: clamp(220px, 26vw, 270px);
  padding: clamp(1.6rem, 3.5vw, 2.4rem);
}
.study-grid .study-card__value { font-size: clamp(2.4rem, 6vw, 3.4rem); }
.study-grid .study-card__title { font-size: clamp(1.1rem, 2.4vw, 1.4rem); }
.study-grid .study-card__text { font-size: 0.98rem; }

/* ---- RR Vergleiche: Icons in kräftigem Dunkelblau ---- */
[data-brand="renditerevier"] .card--compare .card__icon--svg {
  background: #14306e;
  color: #fff;
  box-shadow: 0 10px 22px -10px rgba(10, 20, 34, 0.6);
}

/* ---- AA Ratgeber: Thumbnails farbkräftiger (Teal-Panel + Amber-Icon) ---- */
[data-brand="aktenundanlagen"] .card--guide .card__media-icon {
  background: linear-gradient(150deg, #0e5c57 0%, #0a4642 100%);
  color: var(--cta);
}

/* ---- RR Ratgeber: Thumbnails in kräftigem Navy + Hi-Vis-Gelb ---- */
[data-brand="renditerevier"] .card--guide .card__media-icon {
  background: linear-gradient(150deg, #14306e 0%, #0a1422 100%);
  color: var(--cta);
}
